Is $40 Worth Missing Out on 1,750 Points?

Over Martin Luther King Weekend, I am taking a little trip south. The sole purpose of the trip is to use my 2 free Hilton night certificates that were expiring from my Hilton Citi card.

My free night certificates cover the first 2 nights of the trip leaving me to pay 1 night out of pocket. The cost of the 3rd night is about $175. On Saturday and Sunday, the cost of the room was about $250 a night, not a bad use of the certificates. My dilemma is how to pay for the 3rd night at the hotel.

My choices are my JetBlue American Express and Citi Hilton Hhonors Reserve Card.

You may be wondering my JetBlue American Express card. Its an odd choice. American Express has a great promotion known as AMEX Sync, which offers cash off at particular merchants if you spend $Xs. One of my offers is $40 off if I spend $175 at a Doubletree.

Since my stay is at a DoubleTree, this is a great time to use this offer. The downside of using my JetBlue AMEX is that I won't earn HHonor points for the money put on the credit card.

On the other hand, if I use the Citi Hilton HHonors Reserve card, I will earn Hilton points on my credit card spend for the hotel night. With the Reserve card earns 10 points per $1 spent at the Hilton portfolio.

My $175 hotel room with earn me 1,750 points. However, by using my Reserve card, I lose out on the $40 savings from AMEX.

Therefore, I ask...$40 or 1,750 Hilton Honors points? Which one would you choose?
------------------------------------------------------------------------------------------------------------                                                   Follow us on Twitter @doit4thepoints!

After the Wedding Comes The Honeymoon

Summer is the height of wedding season. Luckily for me, I have no weddings this year. However, next year is a different story.

Photo Credit: http://www.onscreenweddings.com

As a traveler, I am excited about where the couple is headed for their honeymoon more than the wedding. For many couples, their honeymoon is the first time they travel outside the United States. Its an exciting time for the new couple. Add in a foreign location and the experiences to be had a numerous.

A survey by Hipmunk and Yahoo, revels that Fiji, Italy, Hawaii, New Zealand and Greece are the top Honeymoon Destinations. No real surprises there.

(Graphic: Jinah Kim)

What I like about the survey is that Disneyland, Mexico and California are the "least ideal honeymoon destinations." I had a college friend have here honeymoon at Disneyland, but the couple were major "Disney geeks." There description of themselves, not mine.

The survey reveled that 70% of men were more excited about the honeymoon than the actual wedding compared to 36% of women.

(Graphic: Jinah Kim)

Almost all couples would spend less on the wedding for a fancier honeymoon.

(Graphic: Jinah Kim)

This is where points and miles can help. Typically, weddings/honeymoons are planned a year or more in advance. A few strategic credit card applications by your fiance and you, can result in a significant portion of your honeymoon being paid for.

For instance, the Hyatt credit card offers 2 free nights worldwide. If both your fiance and you apply for the Hyatt credit cards separately, you can earn 4 free nights. For many couples, 4 nights is almost the entire honeymoon. Add in an airline credit card or 2, you could help reduce or eliminate the cost of the airfare to the honeymoon destination.

How will you hit the minimum spend on the credit card to earn the bonus miles?

Don't you have expenses for the wedding. Probably lots of expenses!

Parents paying for the wedding?

Ask them to allow you to put the charges on your credit card and give you a check. If you tell them its to help pay for the honeymoon, they might be more willing to help out twice!

A small amount of planning can result in significant savings on your honeymoon.

If you are married, do you wish you could have taken a fancier honeymoon?

------------------------------------------------------------------------------------------------------------                                              Follow us on Twitter @doit4thepoints!