Is $40 Worth Missing Out on 1,750 Points?

Over Martin Luther King Weekend, I am taking a little trip south. The sole purpose of the trip is to use my 2 free Hilton night certificates that were expiring from my Hilton Citi card.

My free night certificates cover the first 2 nights of the trip leaving me to pay 1 night out of pocket. The cost of the 3rd night is about $175. On Saturday and Sunday, the cost of the room was about $250 a night, not a bad use of the certificates. My dilemma is how to pay for the 3rd night at the hotel.

My choices are my JetBlue American Express and Citi Hilton Hhonors Reserve Card.

You may be wondering my JetBlue American Express card. Its an odd choice. American Express has a great promotion known as AMEX Sync, which offers cash off at particular merchants if you spend $Xs. One of my offers is $40 off if I spend $175 at a Doubletree.

Since my stay is at a DoubleTree, this is a great time to use this offer. The downside of using my JetBlue AMEX is that I won't earn HHonor points for the money put on the credit card.

On the other hand, if I use the Citi Hilton HHonors Reserve card, I will earn Hilton points on my credit card spend for the hotel night. With the Reserve card earns 10 points per $1 spent at the Hilton portfolio.

My $175 hotel room with earn me 1,750 points. However, by using my Reserve card, I lose out on the $40 savings from AMEX.

Therefore, I ask...$40 or 1,750 Hilton Honors points? Which one would you choose?
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