Cash Back Boy's Mailbox

Earlier this week, I picked up the mail from Cash Back Boy and my mailbox. When I was walking to our apartment, I was looking at our mail and became very confused. Cash Back Boy had this piece of mail:

Why was Cash Back Boy getting a limited time points offer from the Citi Thank You Card? That's a points card!

I had to wait some time for Cash Back Boy to get home to get answers to my two burning questions:

1) What is this offer?

2) You have a Citi Thank You Card?

Once he got home, I cornered him for the answers. He hand me the card to find out the offer:

The small print reads:

"This offer will be activated within 2 business days of when you enroll and will continue for 3 months from completion of your enrollment. With this off you will earn an additional 8 Thank You Points Per $1 spent on dining and entertainment and an additional 9 ThankYou points per $1 spent on other purchases. You may earn up to 5,00 bonus points with this offer. Earning associated with this program may overlap (and are additional to) with other special offers in which you are currently enrolled. Eligible purchases exclude balance transfers, cash advances, convenience checks, items returned for credit fees, or interest charges. All purchases must be posted during the promotional period. We do not determine how merchants are classified, however, they are generally classified based upon the merchant's primary line of business. We reserve the right to determine which purchases qualify for this offer.

          In order to qualify for this offer, the account must be open and current at all times. If your account is
          closed for any reason, including if you convert to another card product, you may no longer be eligible
          for this offer. You may receive more than one communication regarding this bonus offer with an enroll-           by-date-mentioned within; however, if you have already enrolled in this offer, no further action is
          required. This promotional offer is non-transferable and applies to the account ending in the last 4
          digits referenced in this offer."

To summarize, mumbo jumbo says that Cash Back Boy, after registering for the promotion, will earn 10 points per dollar for the next $500 spent on the card. That's 5,000 points for normal spend.

Now the bigger question, why does he have the Citi Thank You card, a points earning card.

The answer: "ahhh...The sign-up offer was good and you can transfer the points to cash. It's therefore still a cash back card!"

I think we are converting Cash Back Boy!
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